IVF Treatment Cost In India

Confused about how much IVF treatment costs in India? Let’s break it down.

 IVF (In Vitro Fertilization) is one of the most effective fertility treatments today, helping countless couples achieve their dream of parenthood. But understanding the costs associated with IVF in India can be confusing, especially since they vary by clinic, city, and individual needs. Here’s a detailed look at the IVF treatment costs in India for 2024, including tips to help you make the best financial decisions for your journey.

How Much Does IVF Cost in India in 2024?

The average IVF cost in India can range from INR 1,00,000 to INR 3,00,000 per cycle, depending on several factors. This is for basic IVF treatment, but additional procedures may increase the price. Due to factors like multiple cycles and additional procedures, many couples find themselves spending upwards of ₹5 lakh for a successful IVF journey. To help you budget and plan, here’s an in-depth look at the expenses involved in IVF treatment in India.

Cost of IVF in India

Breakdown of IVF Costs

Here’s a breakdown of common IVF expenses:

• IVF Cycle Cost: ₹1,00,000 – ₹3,00,000
• Initial Consultation and Diagnostic Tests: ₹10,000 – ₹20,000
• Ovulation Stimulation and Monitoring: ₹30,000 – ₹50,000
• Egg Retrieval and Embryo Transfer: ₹60,000 – ₹80,000
• PGT (Preimplantation Genetic Testing): ₹40,000 – ₹60,000
• ICSI (Intracytoplasmic Sperm Injection): ₹20,000 – ₹50,000
• FET (Frozen Embryo Transfer): ₹30,000 – ₹60,000
• Medications and Hormone Injections: ₹30,000 – ₹70,000

The cost per IVF cycle generally ranges from ₹1,20,000 to ₹3,00,000 depending on the individual’s needs and additional services.

1. Using a Sperm Donor

For couples where the male partner has low sperm quality, the cost of a sperm donor ranges from ₹8,000 to ₹12,000.

2. IVF with Egg Donor

The cost of using an egg donor can add significantly to the IVF expenses, typically between ₹50,000 and ₹80,000, depending on the donor’s qualifications. So, the total for an IVF cycle with an egg donor could look like:

₹50,000 (egg donor) + ₹2,00,000 (IVF cycle) = ₹2,50,000

3. Embryo Donor

Embryo donors are sometimes recommended for couples with genetic health concerns. Using an embryo donor may cost between ₹35,000 and ₹55,000.

4. Frozen Embryo Transfer (FET)

Many couples choose to freeze embryos, allowing for implantation at a later time. The cost of FET in India is typically around ₹20,000 to ₹30,000.

5. Testicular Sperm Aspiration

If the male partner has undergone a vasectomy, this procedure may be necessary. Testicular Sperm Aspiration costs around ₹12,000 to ₹18,000.

6. Intracytoplasmic Sperm Injection (ICSI)

ICSI is often recommended if male infertility is a factor. An ICSI procedure, on top of the IVF treatment, costs around:

₹20,000 (ICSI) + ₹2,00,000 (IVF cycle) = ₹2,20,000

7. Endometrial Receptivity Analysis (ERA)

An ERA test determines the best time to transfer the embryo, enhancing the chance of success. The test costs ₹35,000 to ₹40,000 in Delhi NCR and ₹45,000 to ₹60,000 in other cities.

8. Embryo Glue

This is an additional support for implantation, sometimes recommended after multiple IVF failures. It can add ₹5,000 to ₹10,000 to the IVF bill.

These figures give a rough estimate, but it’s essential to confirm with your clinic to understand exactly what’s included in their IVF package.

Why Does IVF Treatment Cost Vary?

The cost of IVF treatment in India depends on a few key factors:

1. Clinic Location

   Major cities like Delhi, Mumbai, and Bengaluru generally have higher costs than smaller cities.

2. Treatment Complexity

   Some patients may need additional procedures, such as ICSI, embryo freezing, or pre-implantation genetic testing (PGT), which can increase the total cost.

3. Doctor Expertise and Clinic Reputation

   Established clinics with high success rates may charge a premium.

Confused about right IVF Doctor? Connect with us

IVF for International Patients

India is a sought-after destination for international couples seeking affordable IVF treatments. Here’s a quick look at the expected costs:

• Normal IVF: Approximately $2,500

• IVF with Egg Donor: Around $4,500

Additional IVF Services and Costs

Pre-implantation Genetic Diagnosis (PGD/PGS)

For couples concerned about genetic conditions, PGD/PGS testing costs around ₹5,000 per embryo. 

Did you know? Studies show that using PGT can improve embryo selection, increasing the likelihood of IVF success, especially in women over 35. However, it’s an additional expense, so consider your needs carefully.

Mild vs. Aggressive IVF Treatment

While mild IVF generally costs around ₹1.5 lakh, more intensive, aggressive IVF can range from ₹1.75 to ₹2 lakh.

IUI (Intrauterine Insemination) Costs

As a simpler and less invasive option than IVF, IUI costs range between ₹3,000 to ₹15,000 depending on the city and clinic.

Diagnostic Testing

Some tests are required before starting treatment. Here’s what they might cost:

• Laparoscopy: ₹50,000 – ₹70,000
• HSG Test: ₹5,000 – ₹8,000

Embryo Freezing Costs

More women are opting to freeze embryos for future use. The initial cost for this procedure is around ₹30,000, with additional yearly storage fees between ₹4,000 and ₹6,000.

Affordable IVF Options in India

While IVF can be expensive, some clinics offer low-cost IVF options or payment plans to make the process more manageable. Here are a few ways to reduce the financial burden:

• IVF in Government Hospitals

  Government hospitals in India offer a more affordable option, with normal IVF costing between ₹70,000 and ₹1 lakh. Although these hospitals have limited success rates (around 15%) and may involve long waiting periods, they are an option for those on a tighter budget.

• Package Deals

  Many clinics provide package deals that cover multiple IVF cycles. Ask your clinic about multi-cycle discounts.

• EMI Options

  Some fertility clinics partner with financial institutions to offer EMI (Equated Monthly Installments) on IVF treatments.

Factors Influencing IVF Costs in India

• Location: IVF costs vary widely. For example, IVF in Mumbai may cost up to ₹3 lakh, while smaller cities like Meerut may offer rates closer to ₹1 lakh.
• Age: Women over 35 may need more IVF cycles, leading to higher costs. Some clinics offer multi-cycle IVF plans, which can help reduce costs for couples who need multiple attempts.

IVF Treatment Cost in India 2024: A City-wise Breakdown

Let’s look at the updated IVF treatment costs in some of the major cities across India.

These prices are approximate and can vary depending on specific clinics and individual treatment needs.

FAQs on IVF Costs in India

1. Is IVF covered by insurance in India?
Most general health insurance plans do not cover IVF, but some insurers are now offering coverage for fertility treatments.

2. How many IVF cycles are recommended?
On average, 2-3 cycles are recommended for the best chance of success. However, each case is unique.

3. Are IVF costs tax-deductible?
Yes, IVF treatment expenses are tax-deductible under Section 80D of the Income Tax Act.

Choosing the Right IVF Clinic in India

Finding the right fertility clinic is crucial. Factors like expertise, transparency in pricing, success rates, and personalized care can make a big difference. Our team at Fertility Dost is here to guide you through every step—from selecting the best clinic to managing costs, and more.

If you’re ready to take the next step, connect with us today for a free consultation with one of our fertility experts. Our goal is to help you make informed decisions and provide support on your path to parenthood. 

While the cost of IVF in India can vary greatly by location and clinic, affordability shouldn’t be the only factor in your choice. Look for a clinic with experienced specialists and a strong success rate to make your IVF journey as smooth as possible. Remember, investing in the right clinic and treatment plan can make all the difference in achieving your dream of parenthood.

In the end, ask any couple who has gone through it the journey may be challenging, but the chance to hold your own child is absolutely worth it. 

Have Question? Speak to Fertility Coach